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Curse Educators Mutual Insurance

Went to the hospital this morning to check in for surgery. Bottom line, we were sent home after hours of battling with the insurance company. Our insurance has denied our claims and all of our efforts thus far. We are not alone though. All day we've been surrounded by amazing doctors and staff. They spent the majority of their day right next to us battling it out with insurance. We are exhausting all our resources, and I'm hopeful that things will still work out. We also have an attorney who wrote a letter and called the insurance on our behalf. The hospital will not do the surgery without medical coverage. Bottom line, the expenses could be more than we could imagine or ever hope to pay off if there are complications. And remember, only 20% do NOT have complications.

I just don't believe that we've come this far only to walk away. We are spent and deflated. How much longer can this go on until we fly back to Utah and fight this battle from home? Our absolute latest date to do this surgery is May 2. Then the baby will be too old. We'll fight until then.

I hope Matt and I are learning all the lessons that we are supposed to in this process. We have learned or had reaffirmed that our church congregation is amazing. We have seen the divine talents, abilities and capacities that our family and friend's possess. Their faith and cheerfulness can get us through anything. We are learning about patience and prayer. We have been reminded how much power we find in hymns. "He lives to comfort me when faint. He lives to hear my soul's complaint. He lives to silence all my fears. He lives to wipe away my tears. He lives to calm my troubled heart."


  1. HE lives ALL blessings to impart! We are honored to walk this journey with you, but do wish we weren't doing it 400 miles away. We pray, we plead, we wait. Goodnight my love...

  2. Hang in there Millie and Matt! It's so hard when the answers are not clear but they will come.

  3. Millie, I think we both know how amazing my missionary son is and in his last email he referenced Alma 26:27 that he used to help his companion that was struggling with being there and he told me to read it. It is probably the most comforting scripture I have ever read and I am sure you guys know it well, but I just wanted to mention it to you to hopefully give you some comfort. You guys are amazing and you have to know that the whole ward is praying for you. We love you!!!!

  4. Oh, Millie! I am so sorry! Tears over here. We will continue to fast and pray--with even more intensity than before. We love you both so much!!

    And of course, I love the words you left with us at the end of your post...

    And these ones keep running through my head: "Fear not, I am with thee; oh, be not dismayed, For I am thy God, and will still give thee aid. I'll strengthen thee, help thee, and cause thee to stand. Upheld by my righteous, omnipotent hand."

    Love you!

  5. Oh, my beautiful friend! We will intensify our prayers as well and I am absolutely certain that you and your sweet family will have everything you need. I believe in miracles and we'll be praying for them daily! Send our love to Matt. We love you! Sometimes when I need cheering up, I like to watch the videos on or Mormon messages. Oh--and conversations on the Mormon Channel lift me up too. All available on your handy dandy I-Pad! Hang in there!

  6. Millie! I'm so sorry. This is so rediculous... I hate insurance companies. I hope that the letter from the attorney can provide some headway - I'll be keeping you in my prayers and thoughs. Way to hang in there. You are such a strong woman.


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